The portfolio that sleeps soundly
Harry Browne's Permanent Portfolio: 4 equal parts to see you through every economic season without forecasting anything. With a worked example.
Handing over your money: the 3 ways to do it
Discretionary mandate, advisory mandate or do it yourself: 3 ways to invest your child's money, what they really cost and 5 questions to ask your bank.
Look at the business, not the weather
Bottom-up or top-down analysis? Why great investors study the business rather than the forecasts, explained with two ice-cream parlours and a rainy summer.
The 5 rules of the stock market's most famous grandfather
Warren Buffett's advice in 5 simple rules, with his real quotes (sources checked) and an exercise the whole family can try tonight.
The investor's shopping list
How to choose shares without getting caught out: a 5-question shopping list inspired by Benjamin Graham and the research. Explained simply for parents.
How many years to pay back a business?
The P/E ratio (price-to-earnings) explained simply: how many years of profits does it take to "pay back" a business? A worked example with a bakery.
Why the economy has seasons
Boom, bust, recovery: business cycles explained simply with a bakery and the four seasons. And how a forward-thinking family prepares for them.
When someone else pays for the damage
Moral hazard: when someone else pays for the damage, we take less care. How to explain it to your child with a bike and a lock.
The golden rule of the playground
"Don't take what isn't yours." The playground rule that underpins every economy, explained for your child.
Nobody is forced: the magic of free exchange
Why an exchange where nobody is forced makes both sides richer. Free exchange explained to children with biscuits.
The gift that grows
Toys are forgotten by February. Ideas for grandparents: a gift that grows with the child, without giving up the fun.
Buddy's Alpenblitz bike
"I'm saving for THAT bike" changes everything. The simple method to help your child reach their first big savings goal.
The first lemonade stand
Costs, prices, customers, new ideas: what a lemonade stand teaches your child, and how to encourage their initiative.
Can you get your money back tomorrow?
Owning things of value isn't the same as having money to hand. Liquidity explained with a ski camp and a card collection.
Why "a bit of everything" protects you
One coin is unpredictable, a thousand hardly at all. The law of large numbers made simple, and why diversifying protects you.
Lion, tortoise or hedgehog: what kind of investor are you?
Your investment drops 20%: what do you do? Discover your risk profile, and your child's, through three animals.